All states have at least one Medicaid home and community-based service (HCBS) waiver program that provides general health coverage and coverage for certain services to help you stay at home or in a community-based setting (for example, in an assisted living facility). Remember that Medicare only covers home health care
Medicaid
How Medicaid works with Medicare
All states offer a variety of Medicaid programs, several of which can help people with Medicare. If you qualify for a Medicaid program, it may help pay for costs and services that Medicare does not cover. For services covered by Medicare and Medicaid (such as doctors’ visits, hospital care, home
Spend-down program for beneficiaries with incomes over the Medicaid limit
If you need Medicaid coverage and your income is above the Medicaid income guidelines in your state, your state may offer a Medicaid spend-down for aged, blind, and disabled (ABD) individuals who do not meet eligibility requirements. This program allows you to deduct certain medical expenses from your income so
Types of Medicaid for people with Medicare
If you are eligible for Medicare and have a sufficiently low income, you may qualify for help from certain Medicaid programs in your state. Whether you qualify will depend on: Your earned and unearned income, including wages and Social Security payments Your assets, including checking accounts, stocks, and some property
Medicaid overview
Medicaid is a federal and state program that provides health coverage for certain people with limited income and assets. Each state runs different Medicaid-funded programs for different groups of people, including: Older adults People with disabilities Children Pregnant people Parents and/or caretakers of children All states also have Medicaid programs